pbVerify Express Credit Score
pbVerify Express Credit Score
This new and exciting tool enables businesses to draw an express credit report in seconds and at a fraction of the cost of a full credit report. With pbVerify Express Credit score you can quickly determine whether or not further data on the consumer in question is necessary, or not.
The express product offers basic information such as whether a consumer is a High, Low or Minimum risk consumer and – in the case of High Risk – what the main reasons are for the adverse score.
Simply register to access the pbVerify Express score and many more fantastic credit risk management products.
SA’s number one data bureau has added a new, express credit check product to its B2C suite.
pbVerify has just expanded its Consumer Credit Check product suite with a new service that enables businesses to draw an express credit report in seconds, at less than half the cost of the full report.
Introduced in mid-November, pbVerify’s Express Credit Score enables businesses to view a condensed report of a consumer’s credit viability, and quickly determine whether or not further data on the consumer in question is necessary.
Are cash-strapped consumers affecting your business's credit risk?
Whether you earn a salary, run a business or are in charge of risk management services for your company – you probably know that people are increasingly strapped for cash. Even though the dreaded January has passed (where people are usually a bit more broke than usual thanks to over-spending during the holiday season), it seems like many South Africans are still struggling to keep their heads above water. Why?
How the deteriorating credit health affects South Africa's retail sector.
TransUnion’s Consumer Credit Index has declined to 43.6% in the second quarter of 2013 from 43.8% in the first quarter of the year. TransUnion, which is an international leader in credit and information management, says that this drop in the Consumer Credit Index (CCI) reflects a deteriorating consumer credit health. According to TransUnion, “Credit Health” refers to the ability of consumers to service existing credit obligations within the constraints of monthly household budgets.
Be an SME, but think like a Corporate.
How a SME business can manage CREDIT RISK like a Corporate
Credit Check is an extremely helpful tool that allows businesses across South Africa to find out exactly what they are financially getting involved with before entering into any type of credit agreement. You don't want to end up chasing around your debtors; the Consumer credit check system saves you time and money by preventing you from getting involved with individuals and the Business credit check with companies that have a history of defaulting on payments. It is your right to demand financial transparency whether it's in relation to an individual credit check or a business credit check and it's recommended to review all the information you can find before entering into any agreements or deals