XDS Credit Bureau

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XDS Credit Bureau


XDS is one of the major providers of business and consumer data to the South African market. XDS was established in 1999 and is the largest wholly South African, 100% black owned registered credit bureau in South Africa.

Local South African ownership means that XDS is able to rapidly, and flexibly, focus their extensive technical and analytical resources on client requirements. XDS's strong combination of state-of-the-art information technology, skills and experience, and local management enables them to develop fast and innovative solutions for the constantly changing business environment.

XDS provides a range of smart information solutions that help businesses minimise risk and enable growth. XDS develops innovative and affordable data and technology solutions.

The XDS Consumer credit report, XDS Consumer Trace and XDS ID verification are part of the standard pbVerify web service and available to any business that grants credit to other businesses or consumers.